By accessing and using Disse me Disse, you agree to the following Terms and Conditions.
1. Acceptance of the Terms of Use
The use of our websites implies your full and complete acceptance of these Terms of Use. Therefore, careful reading is essential.
This instrument governs the use of our websites and all services and products offered therein by Spun Media to users.
The use of our websites also subjects you to other terms, regulations, policies, and notices made available to users, as well as updates to these documents.
2. Access Conditions
Spun Media’s websites are available for free access to all users; however, they may contain third-party services and products that may be charged, but such charges will never be made by us. Initially, no registration is required to access our websites, therefore they are considered open services. Those that require registration, sign-ups, or similar procedures are considered closed services.
For the proper use of the so-called closed services, the user must provide data and hereby declares that all information provided is true and correct, acknowledging that they will be responsible for any false or incorrect information provided.
If the user is under the age of majority, they must refrain from using our platform and ask their parents or legal guardians to use the websites, services, or products.
The user declares that they agree and undertake to use any of our websites, services, or products only for permitted purposes and in accordance with the terms set forth in this document, being fully responsible for any use that does not comply with these Terms of Use, and assuming all consequences of such actions. The user acknowledges that Spun Media bears no responsibility for such acts toward the user or third parties and is liable for any damages caused to Spun Media.
Access to Spun Media’s websites does not allow the user to use, copy, reproduce, modify, or otherwise exploit any content, service, or product. Sharing on social networks is permitted; however, users who do so are subject to the terms of use and privacy policies of those platforms.
3. Privacy Policy
All information related to the protection of users’ privacy can be found in Spun Media’s Privacy Policy.
4. Responsibilities
Spun Media always seeks to offer access to its platform, services, and products with the highest possible quality. Therefore, there may be cases where this service is temporarily interrupted in order to carry out technical or operational maintenance (scheduled or unscheduled). If you experience any issues on our platform, please contact us as soon as possible.
Our platform may display banners, buttons, backlinks, tools, and other elements from third parties. Users should be aware that by clicking on them, they will be redirected to locations outside our responsibility and should read and accept the terms of use of such third parties.
There may be spaces for user comments on our websites. Users declare that any content published is solely their responsibility and that they are liable for any losses or damages caused to Spun Media or third parties. If you encounter any offensive or harmful content, please contact us immediately.
Spun Media values the confidentiality and security of all its users and therefore adopts security measures to protect any personal data provided by you. However, we emphasize that no security mechanism is 100% secure, and therefore Spun Media shall not be liable for damages resulting from fortuitous events and/or force majeure.
4.1. Disclaimer
Our websites aim to provide information and recommendations about credit cards and financial services in general. We emphasize that we are a company that only provides content creation services of this nature and do not represent any specific financial institution. We are not responsible for the approval or denial of any credit limit, nor are we responsible for any decisions made based on the information provided.
It is important that each user evaluates credit card options and financial services directly with financial institutions. Any questions or concerns should be directed to the respective credit card providers. Our websites are for informational purposes only and should not be considered financial or legal advice.
4.2. Limitations
In no event shall Spun Media or its companies be liable for any damages (including, without limitation, damages for loss of data or profit or due to business interruption) arising out of the use or inability to use our websites.
4.3. Accuracy of Content
The content displayed on Spun Media’s websites may include technical, typographical, or photographic errors, outdated information, or incomplete information. Spun Media does not guarantee that any content on its websites is accurate, complete, or current. Spun Media may make changes to the content contained on its websites at any time without prior notice but does not commit to updating the materials.
5. Intellectual Property
All trademarks, logos, logotypes, content, images, slogans, trade names, and symbols of any kind associated with Spun Media, its companies, or partners are the exclusive property of their respective owners.
Free access to our platform does not, under any circumstances, grant authorization, assignment, or license to use any intellectual property of Spun Media.
To use Spun Media’s intellectual property, a formal request must be made via email at: [email protected], and approval must be obtained.
6. Reporting Violations of the Terms of Use
If, during the use of any Spun Media website, service, or product, the user identifies any irregularity with these Terms of Use, the Privacy Policy, or any illegal activity under the laws of the Federative Republic of Brazil, they may report it to Spun Media.
In the report, the user must provide as much detail as possible regarding the situation being reported.
After evaluating the situation, Spun Media may remove, where technically feasible, content, products, or services that violate the Terms of Use, the Privacy Policy, and/or national law.
7. Changes to the Terms of Use
We are always seeking to provide the best for our users and clients; therefore, Spun Media may occasionally change these Terms of Use.
Users should regularly review the Terms of Use page and, if they disagree with any changes, contact Spun Media or discontinue use of our websites.
8. Applicable Law
These Terms of Use are governed by the laws in force in the Federative Republic of Brazil. Any disputes to be resolved judicially shall be governed by the laws of this country and decided by its courts, with the city of Pelotas – RS being elected as the exclusive competent jurisdiction.
9. Contact Us
You may contact Spun Media via email at: [email protected] whenever you have any questions or need to reach our team.
It is important to check and ensure that these Terms of Use are the most up-to-date version while browsing our platform.
It is our great pleasure at Spun Media to respond to all contacts.
Last updated: May 31, 2023
SPUN MEDIA